We have been in the invoice factoring business since 1979, are privately owned, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you get through any hard times you might go through. Our lights won't go out when the times get hard, as some invoice factoring companies sadly have before.

Each factoring company has a preference for size, industry, and risk. It's just about impossible for you to know which invoice factoring company is a second to none fit for you. By reaching out to us, we'll get to know your situation very quickly and help you locate the most suitable fit for your company - it might be us or another invoice factoring company.

We have a huge A-List of invoice factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take the time to run through your needs to us, you'll quickly see that we can help you find precisely what you need.

Almost all invoice factoring companies let you select and choose your customers to factor. Except a few of them generally have a minimum amount in order to work with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is much the same as carrying a credit card in your pocket. You have it to use when you want it but don’t sign an agreement which will force you into invoice factoring when you don't want it.

Almost all invoice factoring companies fees are deceiving and confusing. You better take out your magnifying glass to read the fine print. You can be sure, We do not not behave this way.  We are unconditionally upfront about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring companies are financed by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. Same as you, we are like-minded business people and we have cleared many of the hurdles that a business encounters. We listen to your story, learn your concerns. Based on that information we will put together a tailor-made solution for you. Almost all accounts receivable factoring companies particularly the Silicon Valley Fintech ones generally trust an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Almost all invoice factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the invoice factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to see early negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to get them fixed right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Watch out for negative payment trends. This is crucial to avoid unnecessary write-offs.

Our company uses advanced technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Almost all other companies are not even remotely close.